New Loan Application
Think about what an affordable home loan looks like for you. These worksheets can help.
First, estimate your total monthly home payment.
Second, look at the percentage of your income that will go toward your monthly home payment.
Third, look at how much money you will have available to spend on the rest of your monthly expenses.
Financial stability in this very unstable world-
I just wanted to send a letter thanking you for all the hard work you did for my husband and I in refinancing our home. We were one of the ones that got into a no income/no asset ARM loan before the housing bubble due to owning a new business. Not having taxes for 2 years as a self employed couple, we couldn't use our income from that to finance, so we had no other option.
We planned from the beginning to refinance within a year or two. By the time our finances were in good order to refinance the bubble “exploded”. We ...