NMLS 2466406

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First Time Home Buyers

You’ve decided to buy your first home. What’s next?

You may have more buying power than you think.

Did you know that you may be able to own a home for the same as it costs to rent?  What about buying a home with no down payment?  We have those programs available for you.

Scissortail Financial Home Loans believes buying your first home should be an exciting experience.

You know as a first-time homebuyer that buying a home is one of the largest purchases you will ever make in your lifetime.  We can keep it from becoming an overwhelming one.

Clear instructions, easy steps to follow, and no surprises. That’s what you’re looking for. We want to educate you about the mortgage process, and guide you through to a quick, on time, and hassle-free close.

It's important to understand your rights as a borrower, investigate home loan program options, maintain and build your credit, and know how much you can afford.

There is a lot to learn. You don’t need to be on your own and try to figure it all out by yourself. This is what we do best and we love to help first-time home buyers get the best deal. We want to guide, advise, and help you on your path to homeownership.


When is the right time to buy your first home?

Buying a home may seem like a dream. Whether you’re a recent graduate dealing with student loan debt to a mature adult tired of making the land lord rich, how do you know when the time is right?  More importantly, can you afford it?

The benefits of homeownership are huge. When you’re younger, a home is a long-term investment, and if you stay long enough, it can mean building serious wealth over time. Sell the home at a profit later on, turn it into an income-earning rental property when you’re ready to move up, or enjoy fully paid-off housing during your retirement years.


What are Some Advantages of Homeownership:


What should I consider before buying a home?

Ready to buy?

If your goals, the local market, and your finances all align, then it might be time to buy a home.

It’s time to prepare your credit and finances. Then, consult a seasoned mortgage professional who can guide you down the path to buying a home. 

Call us today at 918-495-3773 so we can share what Scissortail Financial does to help first time home buyers. We want to inform you about the first-time home buyer home loan programs we offer that can provide reduced or no down payments and closing costs assistance. FHA, USDA Rural Development, VA, Section 184 Native American Mortgage, and Conventional loan programs are all great for first time home buyers, but which one is best for YOU?

Owning your own home can be easier that you think. We look forward to helping you get the keys to your first home into your hands!  



Call us today to take the first step.

You will be glad you did.

Incredible Outcome!-
Thanks for all your help in getting my loan process so efficiently for my home in Bixby! I appreciate you keeping me in the loop each step of the way and finding the best fit for my loan needs. The closing process went very smoothly and quickly which was a nice change for me given my past experiences. The outcome in the end was even better than we originally talked and I very much appreciate you giving me the best service and loan available.

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