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Looking for a trusted lender?

Don’t take our word for it, take theirs.

A lender we trust with our buyers-

We'd like to recommend Scissortail Financial company owner, Greg Freeman.

He is an experienced lender with lines of investors to qualify buyers when no one else can. We also trust him to give our well qualified buyers the very best deal.

From our experience with Scissortail Financial, we know that Greg is committed to excellent service! He will always go the extra mile to fully communicate each step of the loan approval to our client, as well as the realtor, to reach the goal of successful closing with time to spare.

Thanks for adding him to our Preferred Lenders list for Chinowth & Cohen Realtors!

Randy & Susan Haslett- Broken Arrow, OK

Knowledgeable, service oriented and available-

Although I am in the financial services business, mortgages and the daunting paperwork and process to obtain a mortgage can be intimidating. I found the team at Scissortail Finanical Home Loans to be knowledgeable, service oriented and available when I had a question or concern. The process was fast and efficient for my conventional loan. That's where experience comes in handy, which Greg and his team have plenty of.

I would not hesitate to use Scissortail Financial in the future and will refer others.

Thank you all for everything!

Trena Thomas- Jenks, OK

Just the way I like it-

After working with Discover Card's mortgage department for 1.5 months to get my home refinanced, the whole deal fell through because of their inability to review my documents correctly when i was trying to qualify for a conventional loan.

Greg Freeman reviewed my documents within an hour and knew that he could make the deal work for me. Thirty days later, with him team's great customer service, the deal was done! Just the way I like it!

Thank you for being a great lender and friend!

Frederick S. Pepek, Jr.- Bixby, OK

Very pleased and very smooth!-

We want you to know that we are very pleased with the way you helped us with the conventional mortgage to purchase our new home! I cannot imagine how it could have gone any simpler or smoother, and I will recommend you to anyone I encounter looking to buy a home.

Thanks again!

Tom and Julie Pappano- Broken Arrow, OK

Won't make a move without them-

We have had the best experience with Greg Freeman and staff at Scissortail Financial. We have used them multiple times to purchase and refinance using our VA home loan benefit.

I highly recommend them for your financial needs. They are very caring, understanding and well versed in there field. I wouldn’t think of making a move with out them!

Angela Mozingo- Owasso, OK

They made an overwhelming experience very easy-

Over the last few weeks, my wife and I have had the privilege of working with Scissortail Financial Home Loans with the purchase of our new home. Greg Freeman and his staff were fantastic. They made what could have been an overwhelming experience very easy. Greg was very helpful in breaking down the language and monetary aspects of the loan information to where we could understand it and feel comfortable. Even with the short time table that we were working with, Greg and his staff were able to file all the paperwork and verify everything was in order for us to close on our scheduled date.

We highly recommend Scissortail Financial to anyone looking for assistance in purchasing a home.

Travis Smith- Tulsa, OK

Financial stability in this very unstable world-

I just wanted to send a letter thanking you for all the hard work you did for my husband and I in refinancing our home. We were one of the ones that got into a no income/no asset ARM loan before the housing bubble due to owning a new business. Not having taxes for 2 years as a self employed couple, we couldn't use our income from that to finance, so we had no other option.

We planned from the beginning to refinance within a year or two. By the time our finances were in good order to refinance the bubble “exploded”. We went to many different financial companies in an attempt to refinance and were met with absolutely no hope. With the many times we tried and were denied, we began to feel like refinancing was an unattainable hope. One person in particular treated us like we were completely insane and irresponsible to even have gotten into this predicament. I was very worried about the climbing interest rates and desperately wanted to get refinanced before they went really high.

From the first time I met with Wayne Pope he was so helpful. He was honest with me about the difficulty of our situation, but was hopeful that we could get refinanced. It was a long process and I know he worked very hard to deal with all the annoying issues.

I want you all to know that your work has given me and my family a lot more financial stability in this very unstable world, and the peace of mind it has given me is priceless. Thank you for being willing to work with our complicated refinance and for the many others, I’m sure, you deal with.

Sarah Ingram- Tulsa, OK

Consistently helpful, never wavering.-

Greg & Scissortail Financial Home Loans were fantastic!

Ours just happened to be a difficult loan situation & Greg stuck with us the whole way - 6 months of red tape with the VA, in fact - before finally getting us through it all. Despite the delays created by the VA in our particular circumstance, Scissortail Financial Home Loans remained professional, positive, & encouraging for the entire duration. They have been consistently helpful, never wavering. They even supported us with a smile at the end of the day! While I may not be in favor of another VA Loan soon, I would use Scissortail Financial Home Loans again at the drop of a hat - & again & again!

Tracy Loper- Tulsa, OK

Our Experience Was Great!

This note is to say that our experience with Scissortail Financial Home Loans has been exceptional from the first to last. The professional, thorough & caring service we received from Mr. Greg Freeman has been outstanding. He was more than able to explain all pertinent information that we needed to know concerning our FHA mortgage proceedings and advised us of all possible loan options. We would highly recommend to others to use Scissortail Financial Home Loans for any future mortgage endeavors.

Steven & Rebecca Garza-Ortiz- Tulsa, OK

The entire process was a breeze-

I wanted you to know Lindsey and I are very thankful we went thru the process of buying our home with you and your colleagues at Scissortail Financial. The entire process was a breeze from the very beginning. From the communication, gathering and processing of data and the final paperwork at closing, thank you for making what could have been a stressful situation much easier.

Being in the financial services industry and a Certified Financial Planner I believe I might have a better grasp than most with financial transactions and topics. During the process of getting our loan with you, I learned so much more as you are very well educated and informed. Not only that but you are also great at communicating and explaining topics I was not familiar with, thank you!

Dennis & Lindsey Zeimet- Claremore, OK

From the first day I called, to the closing day, everything was easy-

We would like to express our sincere satisfaction in working with you on purchasing a new home!

In late August my husband said we should look into a Section 184 Native American Mortgage Loan Program for financing and your business phone number was one I kept from months ago just because you had mentioned you were familiar with it. From the first day I called, to the closing day, everything was easy to do! I had all the information you requested and you always explain what was happening. I have told my friends about you and the Section 184 Native American Mortgage Loan Program and will continue to send them your way!

Again thank you for all your professional help throughout our home buying process.

Lance & Angela Toineeta- Hominy, OK

We wanted to thank you for your integrity-

Thank you for all the help with the refinancing of our home. I just want to say how impressed I was with your knowledge of the mortgage industry programs that were available to us.

Even though in the end we did not refinance with you, we wanted to thank you for our integrity in the fact that you made us aware that it would be better for us to refinance our home through our current mortgage company because they would be able to transfer our already paid up front PMI on our existing conventional loan.

I truly believe that not many other mortgage specialists would have made a potential client aware of the fact they would be better off staying with their current mortgage company knowing they may potentially lose this prospective client.

Once again we truly thank you for your honesty, knowledge, and your time.

Thank you!

Jason Leahan- Bixby, OK

Got us the lowest rate and the most affordable fees-

Right from the start, I was impressed with Greg Freeman at Scissortail Financial Home Loans as a knowledgeable source when I contacted him with questions and concerns about refinancing my home. Greg provided all of the information I needed, presenting me with several money-saving options and assisting me with making a well informed choice on the best budget-friendly path to refinancing my home. Once my wife and I decided to go ahead with the refinance process, Greg worked quickly and efficiently to get our paperwork started and get us to closing in time to lock in a desirable rate. He and his staff were always in touch with us and readily accessible when we had any questions about the process. Because of Greg Freeman's attention to detail, extensive knowledge, and generous willingness to assist us in getting the lowest rate and the most affordable fees possible, we were able to refinance our house quickly, easily, and without compromising our budget. In fact, because of Greg's help, we have lowered our mortgage payment by over $100 per month and will save over $40,000 over the life of our mortgage.

I would recommend Greg Freeman to anyone who is interested in buying or refinancing a home, and I would do business with him again without hesitation.

Russeell J. Prentice- Jenks, OK

One of the best home buying experiences a family could have-

Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention of talking to other people in the business to make sure we were getting the best deal and service. We left that first meeting with Greg knowing that we had come to the right place. From finding a realtor to helping us get ultra fast pre-qualification letters to closing on our new home, Greg and Scissortail Financial were with us every step of the way. We had a lot of different factors that went along with purchasing our home and our plan changed several times. Greg was there with the information and experience for whatever it was that came along.

If you are in the process of buying a home I would highly recommend Greg Freeman and Scissortail Financial. The level of service, communication, and professionalism were top-notch and exceeded the expectation on every level. We are very pleased with their service and if needed, we would not hesitate to use Scissortail Financial in the future.

Trevor & Leean Leu- Bixby, OK

Done business with them twice now-

My personal experience with Scissortail Financial Home Loans has been excellent. My wife, Karen, and I have refinanced with them twice now. Both times, things went better and more quickly than we expected.

I personally have never dealt with anyone more professional than Greg Freeman. I would recommend him and Scissortail Financial Home Loans to anyone that I know.

AR Anderson- Sand Springs, OK

First loan officer that has ever taken the time to explain each step-

Terri and I Would like to thank you for the kindness and patience during the home loan application process.

We've obtained six mortgages over the past thirty years and you are the first loan officer that has ever taken the time to explain each step of the loan process and lay out a time of events.

As a result of your professionalism, we were able to advance our closing date two weeks from the original date. In addition, thanks to your clear and practical explanations given during the loan application meeting, I truly understood every document that I was signing at closing.

As opportunities arise, Terri and I, without hesitation, can confidently refer your name to anyone seeking a mortgage.

Joe and Terri Jeffers- Jenks, OK

Our experience was absolutely first class.-

The following letter serves to wholeheartedly endorse Greg Freeman and the staff at Scissortail Financial Home Loans. My wife and I recently elected to refinance our home loan to take advantage of the low interest rates. Our experience was absolutely first class.

Greg and the staff at Scissortail Financial Home Loans were courteous, knowledgeable, and professional. They blended a perfect balance of electronic technology (web applications, emails, secure document portal, etc.), competent experience and courteous customer service.

Because Greg skillfully explained the refinance process each step of the way, at no time did we feel confused or overwhelmed by the decisions we had to make. We were informed about each action and the reason for each was explained simply. Greg also offered wise financial advice. No one on the Scissortail Financial Home Loans staff presented themselves too assertively or overly ambitious.

If you are in the market for a home mortgage to purchase a home or the refinancing of your existing loan, I encourage you to consider Greg Freeman and the staff at Scissortail Financial Home Loans. You will not be disappointed.

Phil Sallee- Bixby, OK

The only lender that would truly listen to my needs-

I chose your company because you were the only lender that would truly listen to my needs and concerns. The other lenders acted like I was a waste of their time.

Overall, I would rate your service as excellent. You always kept me informed and I saw first hand how your team kept my file a priority which really impressed me.

You all are very hard workers! I could not have asked for a better level of professionalism. The transaction was handled perfectly and you exceeded all of my expectations.

I look forward to referring my friends and family to you in the future!

Isabel Schmitt- Broken Arrow, OK

Ideal option for anyone needing to finance a home.-

Greg, just wanted to thank you for the excellent job you and your staff have done on processing our home mortgage.

From the very beginning stages, we have been extremely happy with the professional, knowledgeable way in which the process has been handled up to our successful closing today.

We would like to especially recognize Heather Westemeir for her professional, diligent efforts in completing our mortgage. She was very thorough and kept in daily contact to make sure all necessary steps were taken to allow our process to complete on time.

It has been a pleasure dealing with you personally and with your company. We would recommend, without reservation, Scissortail Financial Home Loans as an ideal option for anyone needing to finance a home.

Doug and Debbie Skeans- Tulsa, OK

Your team has been wonderful to work with!-

We want to thank you all for the hard work in getting our refinance completed in a timely manner.

We began trying to refinance after seeking someone out online and through the Better Business Bureau, which turned out to be a nightmare! She just quit calling after months of working with her.

My son-in-law, Eddie Russell, highly recommended you and your team, and I am so glad he did. Your team has been wonderful to work with! Through phone calls and emails you or someone on your team has kept in constant contact with me. During our first meeting, you took the time to not only talk to me about the loan but also what would truly be best for our financial situation. You made me feel very comfortable and treated with the greatest of respect. Your level of expertise in the field definitely shines through.

I would recommend your company to anyone. Again, thank you for all you've done.

Dean and Joyce Hepler- Sand Springs, OK

Going the extra mile to take care of me.-

I would like to thank Greg for all the time, knowledge, and support he has shown my family. Purchasing a home is not easy. However, Greg has worked to make the process as easy as possible. I would and will recommend my family and friends to Scissortail Financial. It has been our pleasure.

The Handkins Family, Broken Arrow, OK

Your knowledge and expertise really made us feel like you cared-

On behalf of my family I want to say thank you so much for the time and effort you and your team took to help us close on our new home. Your knowledge and expertise really made us feel like you cared about our family's well-being and future. Most the time filling out loan paperwork and gathering all the information a lender needs seems pretty tedious. But with Scissortail, you made the process very seamless and efficient.

This is our 3rd house to buy, and I can honestly say you and your team are the best company we have done business with!

We will definitely recommend you to friends and family and look forward to using Scissortail again in the future.

Thanks again for your commitment and hard work!

Matt & Tiffany Dotson- Bixby, OK

Took a complicated issue and simplified it-

I would personally recommend Scissortail Financial Home Loans for anyone who is interested in refinancing their home.

We used Scissortail for my FHA refinance and was able to experience their service first hand. Greg Freeman was able to clarify all the jargon and explained what I needed to do to make the best decision for me and my family. Greg took a complicated issue and simplified it making my refinance quick and painless. He is obviously knowledgeable about his industry and able to find options for his customers that can help them save the most money in the long run.

Greg Freeman and Scissortail Financial went the extra mile to make sure my refinance went smoothly.

I owe a big debt of gratitude for all their hard work.

Thanks a ton for helping me with the refi. It went smoothly and quickly and that is exactly what I was looking for.

Calvin Phillips- Sapulpa, OK

The outcome in the end was even better than we originally talked-

Thanks for all your help in getting my loan process so efficiently!

I appreciate you keeping me in the loop each step of the way and finding the best fit for my loan needs. The closing process went very smoothly and quickly which was a nice change for me given my past experiences.

The outcome in the end was even better than we originally talked and I very much appreciate you giving me the best service and loan available.

Jeremy D. Lott- Bixby, OK

Excellent customer service and knowledge-

Scissortail Financial has made our refinance a breeze. The details are streamlined by the staff that knows how to expedite the loan process. I cannot thank Greg, Laura and Sarah enough for their individual attention and communication through this process. I have closed on 5 homes In the past 20 years and I have never experienced anything like this process. I would highly recommend this company to anyone needing any type of loan.

Sharla Stewart-Coweta, OK

Good experience-

Scissortail handled my home purchase and also a mortgage refinance. Everything went smoothly both times. Erin and Laura kept me informed throughout the process and answered my calls promptly. I would gladly recommend Greg Freeman and Scissortail Financial.

Anita Long- Broken Arrow, OK


Greg and his Team were knowledgeable and professional. This is a transaction you don't make everyday so you need a company you can have confidence in... this is the one!

Scott Smith- Broken Arrow, OK


Did a excellent job twice home purchase and a refinance , did it at minimal cost and saved us money on monthly mortgage payment thanks guys, great job. 

Mandi Childers- Sapulpa, OK

Excellent Communication Process-

We were kept updated almost daily. Communication is important, especially in the current market. Greg was easy to work with and while I hope this is our forever home, if not we will be back to Scissortail.

David Reneau- Haskell, OK


Great experience! Excellent to work with! Greg and his team kept in touch with us every step of the way. No surprises along the way. Will definitely recommend to anyone looking for a pleasant home financing experience.

Johnny McCloud-Ponca City, OK


The entire team at Scissortail Financial did an A+ job from day one. Greg took his time to go through all of our options and was always there for the many questions and options we threw at him! They were referred to us by our realtor and it was the smoothest lending experiences I have ever had. I would highly recommend them to anyone looking to secure financing for a new purchase or refinancing options.

Sean Rury- Tulsa, OK

Great team to work with-

We contacted Greg Freeman on the recommendation of our son-in-law, and we are glad we did! Everything went smoothly. Greg, Erin, and Laura were great to work with and went above and beyond to meet our needs.

Ruth Anne Darr- Broken Arrow, OK

Highly Recommended-

My compliments to you and your team for an easy and pleasant refinance of my home! I've worked with many lenders and title companies and this, by far was the best experience ever! It seems these days that incompetence is the norm. I'm telling all my friends about this experience and encouraging them to call youSusan P- Tulsa, OK


Extremely professional, smooth transitions, very informative. I highly recommend him. Any questions I had were answered and always called back in a timely manner.

Lourdes Mirabal- Collinsville, OK

Smooth Sailing

We have been working with Greg and his team in finding us a house in Oklahoma. So far the process has been smooth and Greg has been awesome with communication. I would definitely recommend everyone to check him out.

Michael Roper- Broken Arrow, OK

Great Company-

Greg Freeman is a great person to deal with, he makes sure all customers get personal attention. Everything is done on time and his company works to his standard work ethic, which is top notch. Would recommend him to any of my family members wanting to purchase a home.

Gay Jacobs- Tulsa, OK

Exceptional Service!-

Greg and Laura worked tirelessly on a recent refinance for my husband and I. There were some odd circumstances that may have led others to give up, but they worked it out and got us a great deal. I will say it felt like they did all the heavy lifting for us and made it pretty simple on our end. We appreciate them so much.

Alisha Redden- Broken Arrow, OK

Greatest Experience-

Greg and his staff go above and beyond to help get the financing done! We used them to purchase our new home and they guided us through the process and were so helpful! They pulled long hours to make sure everything was ready for our closing!! I will refer everyone to them and would use them again! They answered all the crazy questions we came up with and did an amazing job! Love them! We will refer all our family and friends to them!

Gennie Clay- Beggs, OK

Excellent customer service and knowledge-
Scissortail Financial has made our refinance a breeze. The details are streamlined by the staff that knows how to expedite the loan process. I cannot thank Greg, Laura and Sarah enough for their individual attention and communication through this process. I have closed on 5 homes In the past 20 years and I have never experienced anything like this process. I would highly recommend this company to anyone needing any type of loan.

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